Do you have youth and teens in your life? This summer may be an excellent time for them to learn the skills and knowledge they need to be good financial managers as adults.
Knowing we want to help develop positive skills and knowledge is one thing; being able to do it is another! Each child comes...
Credit history plays a significant role when looking for housing. While I live in a college town with many housing options, finding a home anywhere can be difficult if you have a poor credit history. A credit check involves more than just a three-digit number. In a bustling city like mine,...
Another month has gone by, and I’m wondering, how does my household spend so much money?
It’s definitely time for a Spending Audit! I’m on the hunt for expenses for things that I don’t want, aren’t important to me, or are too expensive. Join me as I dig deep with this investigative work.
First...
Every year people gather up all their tax documents, organize them and then think about their options: do their income tax filing themselves, pay someone else do it, or find another option! Let’s explore these options.
Should I pay someone else or file my taxes by myself?
Many people can do their...
Webinars provide a safe environment to explore new or challenging topics. As financial educators, we aim to provide a safe and inclusive environment where participants feel comfortable asking finance-related questions. Chat comments from participants during our 2023 financial education webinar...
With the start of a new year, you should take some time to think about your financial wellness in addition to your overall health. Do you feel like you are in a good place financially? If you are not happy with your current financial situation, how could you change things this year to get on the...
Should I pay extra on my student loan or invest in a Roth IRA? Build up an emergency savings fund or pay off my credit card debt? Pay off my mortgage or put more money in my 401(k) retirement plan? In one form or another, the trending question lately has been, "Is it better to pay down debt or...
Have you heard the news? Do you use the Mint app to track your spending? Maybe you haven’t if you are not a Mint user. But the very popular budgeting app Mint launched in 2009 is phasing out to become integrated into the Intuit-owned app, Credit Karma. They are saying the Mint app will no longer be...
Money and the holidays. For some of us, we happily swing into the spending mode. I look forward to the excuse to buy people gifts and spend money on treats. Each store I walk into is full of tempting, fun, creative, and exciting things all waiting for me! One of my strong money personalities is "...
The clock is ticking on organizing your student loan repayment. After several years of pause, federal student loan payments are due, as of October 2023. Interest accrual is back in full force. Other changes may affect you too!
Take time to check if you benefit from:
The SAVE (...
