Do you want to get the most bang for your buck? Of course you do! We all know there are only so many dollars in our paycheck and an endless number of opportunities to spend those dollars. Being creative and very conscious of your spending goes a long way to stretching your dollars.
Check Your...
Raise your hand if you have ever used a service to send your money digitally!
*Slowly raises hand*
According to research, over three-quarters of U.S. adults have used at least one type of payment app in their lives (...
Talking about money can be tough. We tend to have all kinds of values, mixed messages, emotions and more tied to our money conversations. For some people, the last kind of talk they want to have with family is "the money talk." Unfortunately, this means our children may not be as prepared to handle...
Purchasing health insurance requires choosing which insurance plan works best for you, whether you are choosing from your workplace options or from the marketplace. Before you make your decision, think about what is important to you:
Which doctors and/or hospitals are accessible with each...
Money is a topic that impacts almost everyone. Learning what you value and how to balance your individual wants and needs with your available financial resources can impact your overall personal financial well-being.
Many people are not feeling comfortable with their finances at the present time...
Hi everyone!
My name is Emily Harmon, and I am Extension's new Finances Educator for Champaign, Ford, Iroquois, and Vermilion counties. While I am new to this position, I am not new to Extension. I was one of the program coordinators for the finances and family life programs since 2019. I...
We’re back! After a hiatus, the Plan Well, Retire Well blog is back with renewed energy! We will introduce our Illinois Extension bloggers in the next few weeks. We hope you’ll enjoy our blog posts and find timely, research-based financial information that will help you in your daily life.
A...
I grew up in Jamaica, where one of the seasons is fondly referred to as the “rainy season,” which seemed like most of the year. Hurricanes, flash floods, earthquakes, and tropical storms are prevalent in the Caribbean. As a young child, I remember the adjustments my dad would make to our house. He...
It takes extra effort around the holidays to stay within a budget. We tend to spend more when we're tired and stressed, and holidays can add tasks and expectations to our already busy lives. In addition, everywhere we turn are spectacular sales, deals, and wish lists full of gifts and gadgets to...
I had a few conversations with a friend who decided to add a loved one to his credit card as an authorized user. Over the years, we had many discussions about some of the challenges he faced building his credit history as an immigrant with a thin credit file. He had been a joint account holder in...