Credit History and Score

Ever wonder what makes a good credit score? How to read a Credit Score Report? And how to check your credit for free? Credit History and Score: Lesson 8 will walk participants through a FICO score credit chart and teach them what to look for on their credit reports.

Participants Will:

  • Know how to establish a credit history.

  • Know how to check their credit report for free.

  • Be able to explain why it is important to check their credit report.

  • Understand the components of a credit score and how they can manage/improve their scores.

Key Features:

  • Focus on knowing how to check your credit score report for free.
  • Understand the components of a credit score with tips on how to improve it.
  • Establish and build a positive credit history.
  • Learn why it is important to check your credit score.
  • Customize activities fit to either a 30 or 60 minute timeframe.
  • Easily add more resources by replicating included master copies.

Activities Include:

  1. Step Forward, Good Borrowers!
  2. Check Your Credit Report for FREE
  3. What to Look for on Your Credit Report
  4. How Your Credit Score is Cancelled
  5. Evaluation

What you'll need from the Resource Box:

  • FICO® Component Labels— one set

Additional Materials (not included):

 *= optional items

  • Pen or pencil for each participant

  • *Copies of Annual Credit Report Request Form from AnnualCredit Report.com

  • Envelopes and stamps

  • Tape

  • Markers and easel pad or white board, if drawing a larger pie chart

Paying bills on time and paying down debt are key strategies to build a good credit history and score.​​​​​​​