I’ve noticed that many of our rural Illinois communities have a vacant or derelict building in the heart of their downtown or on main street. While the missed opportunities of a property sitting vacant seem basic, the concept is complicated. Intent, code, statute, and insurance classification may...

In Illinois, we’re familiar with the phrase “A winter weather advisory is in effect for your region.” Snow has blanketed the state from north to south and more snow is predicted. Winter storms can bring bitterly cold temperatures, heavy snow, and icy roads. We rely on...