finance

In this podcast episode, Kathy, Sasha, and I looked back on our first year of podcasting. We launched the Family Financial Feuds podcast, November 2018 and since then, we have covered some great topics. Below are brief overviews of each episode, listen in for more information and let us know how we are doing!

 

November 2018: Introduction

finance

In our latest podcast episode, Sasha and I discussed subscription boxes!

As the use of subscription boxes grow, we examined how this trend affects family/household spending plans. Learn about some of the benefits and challenges.

To hear this and other discussions on different personal financial topics, find us on SoundCloud.

Smart Device

What are some of the smart mobile devices (SMDs) you have in your household? In a new podcast episode on Family Financial Feuds, Too Smart for Our Own Good? Kathy and I discussed the popularity of smart devices such as iPad and tablets, smartphones, watches, and others in families and households. We focused on the decisions households make about different SMDs. Individual members of a household may have different attitudes and comfort level with technology, and they consider cost, plans, and types of devices.

Money transfer

Over the past 14 years, I've used different forms of money transfer services to send and receive money. I've had both positive and challenging experiences, and every time, I have an internal discussion with myself, debating if this is the most cost-effective and safest way to send or receive money.

Join us each month at 12:00 p. m. CST on University of Illinois Extension Facebook page. We have live conversations about different personal finance topics. Bring your questions!  Stay tuned for dates and announcements.
Join Sasha and I as we discuss the joys, cost, and other considerations of owning a pet. Click here to listen!

I remember when I first started to learn about how to build and manage my credit in college. Many financial numbers were thrown around and were often confusing to a novice like me. People who do not work in finance or who have little motivation to pay attention to the importance of different numbers, or why lenders rely on them, may overlook them.

Many people face tough economic times periodically, and some of the challenges they experience are due to unforeseen or unanticipated circumstances. As an educator who teaches personal finance, it is easy to discuss the merits or advantages of saving for the unexpected. In other words, it gives me such pleasure to write about the steps to developing an emergency savings account, as someone who thinks about money and financial management on a day-to-day basis.

When I was in graduate school, I remember having conversations with my peers about the length of time it would take us to repay our student loans. For some of us, that meant closer to our proposed retirement years. For some older adults (60 and over), the realities of carrying student loan debt continue to increase.

I worked as a member of a wait/service staff (i.e., a tipped worker) for five different types of food service establishments during my undergraduate years. The tips I received helped pay for my student loan, maintaining my car, housing, and some of my other personal care needs. Even though I wasn't bringing in a lump sum, it all added up. I've also been in the role of the customer in situations where I am wondering whether I should tip a service person. In what situations do you tip or decide not to tip?

How do we make money conversations less tabooed?

I wrote several articles that outline the long-term benefits of teaching healthy money habits to youth and I will keep writing on this subject because it is one of my favorites!

In celebration of America Saves Week, February 25-March 2, here are a few tips from americansaves.org to make the most of our tax refund:

To find events in your area, please visit moneysmartweek.org/events and enter your zip code.

In November, Kathy Sweedler wrote a blog post titled"Money Avoider? Giver? What's your Money Personality?"

Kathy and Sasha discuss money personalities, scripts and even habitudes, so much so we recorded a podcast about it. Listen to"Who Are We With Money?" this month on Soundcloud! https://soundcloud.com/user-345375160/who-we-are-with-money

I covered planning for back-to-school in two short videos for Financial Wellness LIVE! Click Here & Here to view and send comments.

 

Follow on Twitter @SaveFearlessly

Which do you prefer, vacation or staycations? What activities do you plan for yourself or your family? Kathy, Sasha, and myself had a wonderful discussion about the benefits of taking time off on Facebook Live! To view, please click here!
Follow on Twitter @savefearlessly
Are you or have you ever been a part of a multi-generational household? What are some of the benefits and challenges? To listen to our new podcast episode on Sound Cloud click here!

My Summit Experience

I recently attended an employer summit that focused on how school districts, school counselors, and employers can collaborate in preparing students for life after high school. Some important highlights of that meeting was providing hands-on, accessible, relevant, and timely education and practical experiences for students. Experiences that are innovative and collaborative and prepare them for adult life. Access to technology and leadership opportunities focus on hard skills that young people need to be resourceful and successful.

Camaya, Kathy, and Sasha have a fun discussion on setting financial goals. Click Here to listen on SoundCloud.

We had a great conversation about credit scores on Financial Wellness LIVE! Click here to view and leave comments!