One of the most stressful things about college is determining which housing best suits you. As a student, you have to pick between living in certified university housing or an apartment. If you have chosen to live in an apartment, now what do you...
If you plan to go to college, you are likely going to take out some amount of student loans. For many individuals, the process of obtaining and owning these loans can be stressful and confusing, possibly a necessary evil to get a college education. However, this debt can be used for good purposes....
As counterintuitive as it may sound, offering 5% cash back on goods users purchase actually increases a credit card company’s profit margin. The reasoning behind this lies within how credit card companies generate money. (Sometimes a bank or credit union issues the credit card). First, by offering...
There are pros and cons to both choices, as each can affect your overall finances and credit score.
Advantages of paying the entire balance at once include not paying interest fees, not maxing out on your credit card’s limit and the decrease of your credit utilization ratio. The credit utilization...
In the past several months, many people have endured some type of loss due to COVID-19. A situation that many, particularly college students, have found themselves to be in is unemployment. Fortunately, Congress passed the CARES Act to provide relief to those who faced financial difficulties...
Choosing to continue with education beyond a Bachelor’s degree is a huge investment. Even after researching the tuition and fees of potential programs, there are other hidden costs that can be unexpected and add up quickly. Here are some hidden fees to know about especially when considering...
Credit cards are a helpful tool that can build your credit history, allow you to make purchases that can be paid off over time, and save you from fidgeting around with cash at the register. When applying for a credit card however, it is important to keep in mind that some cards may better suit your...
Approaching this question first requires you to determine your critical expenses. Everyone’s critical expenses are subject to variability, but some broad categories would include housing, food, health care, utilities, transportation, and any debt you may have. You should not include anything you’d...
Who doesn’t love that feeling when a big chunk of change hits your bank account? You think, “What can I buy with that?” and start fantasizing about all the goodies you’ve had your eye on. But, hold on, before you burn through that cash, let’s think for a minute about what else you can do with your...
Milktea drinks taste so good. Just thinking about the creamy milk, the refreshing tea flavor and the chewy Bobas might have already made you want to grab a cup. Or, perhaps it’s the aroma of coffee that tempts you!
However, have you ever thought about how much the daily store-bought drink costs...
