I know several people that use their credit cards for everything from buying a pack of gum, or a cup of coffee all the way up to a car. One even used a credit card to buy and remodel a house! Think about the way you use credit cards. I'll give you a moment…… Research shows that when you use credit...

With the recent data breach at Equifax, a credit bureau company, you may be wondering whether you should freeze your credit report. I am one of the people Equifax has identified as "potentially impacted" by the data breach so I've been pondering my actions. First, what is a credit freeze?...