Expenses

Are you anticipating a tax refund this year? If you are expecting a refund, do you have a plan on how you will spend or save this money? An immediate response to receiving money may be thoughts of something you want to buy. Before making the decision to spend, dedicate some time to considering some...

Caring for pets goes beyond the initial purchase price. When making a spending plan, prioritizing needs first is a common practice. When a pet becomes part of your family, their needs can include pet food, vet bills, grooming services, and other additional costs depending on the pet. According to...

The Consumer Expenditures 2023 report was recently released from the U.S. Bureau of Labor Statistics and gives some insight into how people are spending their money in U.S. households. Consumer spending is up 5.9% from 2022 to 2023....

Do you have multiple debts that need to be paid down? When it comes to paying off debt, do you have a strategy? Debt can be overwhelming and can easily get hard to manage. If you have loans you need to pay down, take some time to organize your debt and...

As a new season begins and the weather starts to change, many people like to have a fresh start to spring with a seasonal cleaning. Whether you set some financial resolutions for the year or not, you can always work on a fresh start to your finances....

Borrowing money can be a big decision. Some large purchases like buying a home, a vehicle, or continuing your education may not be possible without taking on debt. Other types of borrowing may be for smaller items, like the items you purchase using a credit card or borrowing money with buy now pay...

Have your groceries been eating up your budget lately? If you have noticed the increased cost of buying food, you are not alone. Some current financial wellness challenges are inflation outpacing income, the cost of expenses continuing to rise, and savings levels are lower recently. Food costs are...

With the start of the new year, many people set some goals or resolutions for the year. When it comes to New Year’s resolutions, do you think about your financial goals? With the recent increase in the cost of living, it may be time to consider your...

The holiday shopping season is upon us. The upcoming Black Friday and Cyber Monday sales will be here soon. Don’t forget occasional expenses, like gifts, when creating a spending plan. When shopping for presents, comparison shopping and shopping on sale may be good practices. A concern with sale...

When trying to bring awareness to your spending habits, do cashless purchases register the same for you? The pain of paying is a term used to describe the negative emotions experienced during a monetary transaction (...