As a new season begins and the weather starts to change, many people like to have a fresh start to spring with a seasonal cleaning. Whether you set some financial resolutions for the year or not, you can always work on a fresh start to your finances....
Borrowing money can be a big decision. Some large purchases like buying a home, a vehicle, or continuing your education may not be possible without taking on debt. Other types of borrowing may be for smaller items, like the items you purchase using a credit card or borrowing money with buy now pay...
Have your groceries been eating up your budget lately? If you have noticed the increased cost of buying food, you are not alone. Some current financial wellness challenges are inflation outpacing income, the cost of expenses continuing to rise, and savings levels are lower recently. Food costs are...
With the start of the new year, many people set some goals or resolutions for the year. When it comes to New Year’s resolutions, do you think about your financial goals? With the recent increase in the cost of living, it may be time to consider your...
A season of gifting does not have to mean taking on debt. Do you take on debt for holiday gifting? Debt comes in many forms, such as using a credit card, borrowing money from a friend, or using a buy now pay it later service. As a previous blog post...
The holiday shopping season is upon us. The upcoming Black Friday and Cyber Monday sales will be here soon. Don’t forget occasional expenses, like gifts, when creating a spending plan. When shopping for presents, comparison shopping and shopping on sale may be good practices. A concern with sale...
When trying to bring awareness to your spending habits, do cashless purchases register the same for you? The pain of paying is a term used to describe the negative emotions experienced during a monetary transaction (...
Is retirement part of your financial plan? It is never too early to think about retirement, but many people of all ages do not know where to start. Retirement is a financial goal for most people. The age you are able to retire depends on how prepared you...
Right now is the time of year that kids are getting ready to return to the classroom. For some, this is a welcome excitement; for others, this may be an unprepared expense. Going back to school may bring some financial challenges, but you can account for them in a well-planned budget. Are there...
Acknowledging seasonal and occasional expenses is an important part of your spending plan or budget. Tracking these expenses allows you to plan ahead in case you need to save up. Vacations, kids’ summer camps and daycare, and property taxes may...
