Debt Management

Financial to-dos take a while to carry out, and they are often mentally challenging too. I like to pick one “to-do” at a time to work on. With kids back-to-school and the tree leaves starting to rustle with dryness, now is a great time to set your financial to-do project.Which of the following is a...

Webinars provide a safe environment to explore new or challenging topics. As financial educators, we aim to provide a safe and inclusive environment where participants feel comfortable asking finance-related questions. Chat comments from participants during our 2023 financial education webinar...

Should I pay extra on my student loan or invest in a Roth IRA? Build up an emergency savings fund or pay off my credit card debt? Pay off my mortgage or put more money in my 401(k) retirement plan? In one form or another, the trending question lately has been, "Is it better to pay down debt or...

The clock is ticking on organizing your student loan repayment. After several years of pause, federal student loan payments are due, as of October 2023. Interest accrual is back in full force. Other changes may affect you too! Take time to check if you benefit from: The SAVE (...

Leaves are falling, but interest rates remain high. Have you ever wondered how the Fed rate decisions impact you? First, let’s explain what is meant by the Fed. The Fed is short for the Federal Reserve System, the United States's central bank....

Sasha, Kathy, and I attended three virtual conferences in the span of a week (November 13-20)! As personal finance educators, we find opportunities each year to...

Happy New Year’s!  Now is the time to think about resolutions for 2020 and many people ponder which financial goal to choose. Sometimes I tend to make setting resolutions complicated and involved, and then I’m not likely to stick with the resolution. I propose, keep it simple. Pick a debt...