With the class of 2016 graduating from college, I reminisced about my own graduation from my alma mater. Below are my top 3 financial planning tips for college graduates (and a bonus for those who have student loans!) Congrats graduates, and enjoy! Create an Emergency Fund No...
Say you spent $50,000 in your first year of retirement. How much would you expect to spend in Year 2? Year 3? If you're like most people, you said that you'll probably spend a little more each year, simply because of inflation. You would be in good company, because most estimates of how long our...
One year ago I bought my house with my husband, along the way I documented all that I had learned. We started off asking tons of questions! Asking ourselves we were ready to...
In your daily life, what questions are you asked? I suppose philosophers ponder questions like, ""If a tree falls in a forest and no one is around to hear it, does it make a sound?" As a financial educator, I've been asked questions lately like: Does a Subscription Box save people money? Should I...
In some areas of life, it seems that one group of people has the gift - they know what to do or how to behave so that they are successful and accepted. They know the Secret Code. In 1922, Emily Post published her book on etiquette. It was groundbreaking, because for the first time it revealed the...
Yesterday my colleagues and I completed our third webinar about student loan repayment in the last three years. I thought it be helpful to include some of the important tips we covered during our webinar. Especially for those who have young adults who are going off to college soon, are in college...
In the old days, I use to run around town looking for the right tax forms, go through several erasers completing the forms, and then madly race to the post office to mail my tax return by the due date. When I lived in Tucson, one post office stayed open until midnight for procrastinating filers;...
Who gets your IRA when you pass away – assuming there's still money in it? Who will get your house? Your life insurance payout? Your 401(k)? The answer could be different from what you think. An Example Your will says that your daughter gets all these things. That's how you want...
Prior to Thanksgiving last year, I wrote this post: Talking about Death over [a dead] Turkey. What I didn't know was how timely this post would be in my family's life. You see, my husband's grandma came home from rehabilitation the day before...
Spending money is fun. When you buy something – like a new outfit, or furniture for your house, or a new car – you get to show it to your friends, wear it or use it for a special event. The fun goes on and on! Saving money is not typically this much fun. Well, people and organizations concerned...
