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Plan Well, Retire Well

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Who Do You Live With? Why?

Do you live alone or with others? How has this changed for you over your life? In my life, who is under the rooftop has been a story of change: people moving in and out during life transitions. I am not alone. Many people today live in households with adults from different generations (...
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1-800 Scam, that’s 1-800, do not call for more information

Is it time to add your teenager to your family's cell phone plan? Are you looking to make changes to your individual plan? Do you still predominantly use landlines because of where you live, package deals, or comfort level? Whatever your current telephone situation, having a telephone service or...
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People shopping for vegetables

How to Realistically Save Money on Food

Originally posted in 2018; updated March 2023. One thing we all have in common, we need food. Likely, every week you spend money on food. How can you keep your costs down? Planning our food purchases and comparison-shopping can help. Planning your meals helps keep food costs down and...
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Ads, Ads, Ads: Digital Advertising on Our Social Media Pages

There has been an important focus on digital advertising on social media platforms. For those of us who grew up prior to the advance we now see with technology and streaming services, we had to sit through all the commercials if we wanted to watch our favorite shows. Marketing strategies have...
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Should I ask for donations instead of birthday gifts?

There seems to be a recent trend, thanks to Facebook, of asking for donations for your (or someone else's) birthday instead of gifts. For the last two years, we have asked for donations to our son's birthday instead of toys or gifts that he might play with for a few minutes and then forget about....
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Help Your Child Be a Good Financial Manager

Do you have youth and teens in your life? This summer may be an excellent time for them to learn skills and knowledge they need to be good financial managers as adults. Knowing we want to help develop positive skills and knowledge is one thing; being able to do it is another! Each child comes with...
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How Do You Save Money During the Summer?

Happy first day of summer! For those of us in the colder regions of the U.S., the warmer months present us with options we longed for during the winter, but how do we take advantage of the warm weather? What are some ways we can save over the summer? Check out local...
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Is Gardening Garbage or Great?

For the last two summers, my family and I have had a garden in the backyard. We take the time to till the soil, plant the vegetables and herbs, then wait. This summer I want to track my spending and see if my time and money it's really worth having a garden. This year we planted: 7 tomato plants (...
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Let's Shop for Mortgage Loans

Are you shopping for a new home to purchase? If so, are you spending enough time shopping for your mortgage loan too? Shop around to find the best interest rate you can on loans. According to research from the...
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