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Plan Well, Retire Well

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Money Avoider? Giver? What's Your Money Personality?

Money and the holidays. For some of us, we happily swing into the spending mode. I look forward to the excuse to buy people gifts and spend money on treats. Each store I walk into is full of tempting, fun, creative, and exciting things all waiting for me! One of my strong money personalities is "...
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Who Do You Live With? Why?

Do you live alone or with others? How has this changed for you over your life? In my life, who is under the rooftop has been a story of change: people moving in and out during life transitions. I am not alone. Many people today live in households with adults from different generations (...
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1-800 Scam, that’s 1-800, do not call for more information

Is it time to add your teenager to your family's cell phone plan? Are you looking to make changes to your individual plan? Do you still predominantly use landlines because of where you live, package deals, or comfort level? Whatever your current telephone situation, having a telephone service or...
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People shopping for vegetables

How to Realistically Save Money on Food

Originally posted in 2018; updated March 2023. One thing we all have in common, we need food. Likely, every week you spend money on food. How can you keep your costs down? Planning our food purchases and comparison-shopping can help. Planning your meals helps keep food costs down and...
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Ads, Ads, Ads: Digital Advertising on Our Social Media Pages

There has been an important focus on digital advertising on social media platforms. For those of us who grew up prior to the advance we now see with technology and streaming services, we had to sit through all the commercials if we wanted to watch our favorite shows. Marketing strategies have...
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Should I ask for donations instead of birthday gifts?

There seems to be a recent trend, thanks to Facebook, of asking for donations for your (or someone else's) birthday instead of gifts. For the last two years, we have asked for donations to our son's birthday instead of toys or gifts that he might play with for a few minutes and then forget about....
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