1. Published

    In August 2019, I wrote about transferring money to loved ones safely domestically and internationally through banks and financial companies on my Fearless Financial Future blog. I received a reader’s request to write about some of the other ways consumers are repaying each other or transferring money using mobile devices. In this article, I explore the relationship between banking and technology by focusing on peer-to-peer (P2P) mobile payment apps.

  2. Published

    The beginning of the year is typically a time for reflection and goal setting, and I started thinking more about what the concept of financial independence means to us.  This is one of my favorite topics because of what it means for financial well-being (the ability to meet all financial needs, today and over time; feel secure in the financial future; absorb a financial shock; and have the financial freedom to make choices to enjoy life).

  3. Published

    In this podcast episode, Kathy, Sasha, and I looked back on our first year of podcasting. We launched the Family Financial Feuds podcast, November 2018 and since then, we have covered some great topics. Below are brief overviews of each episode, listen in for more information and let us know how we are doing!


    November 2018: Introduction

  4. Published

    In our latest podcast episode, Sasha and I discussed subscription boxes!

    As the use of subscription boxes grow, we examined how this trend affects family/household spending plans. Learn about some of the benefits and challenges.

    To hear this and other discussions on different personal financial topics, find us on SoundCloud.

  5. Published

    What are some of the smart mobile devices (SMDs) you have in your household? In a new podcast episode on Family Financial Feuds, Too Smart for Our Own Good? Kathy and I discussed the popularity of smart devices such as iPad and tablets, smartphones, watches, and others in families and households. We focused on the decisions households make about different SMDs. Individual members of a household may have different attitudes and comfort level with technology, and they consider cost, plans, and types of devices.

  6. Published

    Over the past 14 years, I've used different forms of money transfer services to send and receive money. I've had both positive and challenging experiences, and every time, I have an internal discussion with myself, debating if this is the most cost-effective and safest way to send or receive money.

  7. Published

    I covered planning for back-to-school in two short videos for Financial Wellness LIVE! Click Here & Here to view and send comments.


    Follow on Twitter @SaveFearlessly

  8. Published

    We had a great conversation about credit scores on Financial Wellness LIVE! Click here to view and leave comments!

  9. Published

    When I was in graduate school, I remember having conversations with my peers about the length of time it would take us to repay our student loans. For some of us, that meant closer to our proposed retirement years. For some older adults (60 and over), the realities of carrying student loan debt continue to increase.

  10. Published
    Are you or have you ever been a part of a multi-generational household? What are some of the benefits and challenges? To listen to our new podcast episode on Sound Cloud click here!
  11. Published

    My Summit Experience

    I recently attended an employer summit that focused on how school districts, school counselors, and employers can collaborate in preparing students for life after high school. Some important highlights of that meeting was providing hands-on, accessible, relevant, and timely education and practical experiences for students. Experiences that are innovative and collaborative and prepare them for adult life. Access to technology and leadership opportunities focus on hard skills that young people need to be resourceful and successful.

  12. Published
    Which do you prefer, vacation or staycations? What activities do you plan for yourself or your family? Kathy, Sasha, and myself had a wonderful discussion about the benefits of taking time off on Facebook Live! To view, please click here!
    Follow on Twitter @savefearlessly
  13. Published

    I worked as a member of a wait/service staff (i.e., a tipped worker) for five different types of food service establishments during my undergraduate years. The tips I received helped pay for my student loan, maintaining my car, housing, and some of my other personal care needs. Even though I wasn't bringing in a lump sum, it all added up. I've also been in the role of the customer in situations where I am wondering whether I should tip a service person. In what situations do you tip or decide not to tip?

  14. Published
    Join Sasha and I as we discuss the joys, cost, and other considerations of owning a pet. Click here to listen!
  15. Published
    To find events in your area, please visit moneysmartweek.org/events and enter your zip code.
  16. Published

    How do we make money conversations less tabooed?

    I wrote several articles that outline the long-term benefits of teaching healthy money habits to youth and I will keep writing on this subject because it is one of my favorites!

  17. Published

    In celebration of America Saves Week, February 25-March 2, here are a few tips from americansaves.org to make the most of our tax refund:

  18. Published
    Camaya, Kathy, and Sasha have a fun discussion on setting financial goals. Click Here to listen on SoundCloud.
  19. Published
    Join us each month at 12:00 p. m. CST on University of Illinois Extension Facebook page. We have live conversations about different personal finance topics. Bring your questions!  Stay tuned for dates and announcements.
  20. Published

    Many people face tough economic times periodically, and some of the challenges they experience are due to unforeseen or unanticipated circumstances. As an educator who teaches personal finance, it is easy to discuss the merits or advantages of saving for the unexpected. In other words, it gives me such pleasure to write about the steps to developing an emergency savings account, as someone who thinks about money and financial management on a day-to-day basis.