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Plan Well, Retire Well

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What to do with $1200? Hand holding $20 dollar bills.

What to Do with $1,200?

Stop! Before you go too far planning your spending of the Coronavirus Aid, Relief, and Economic Security (CARES) Act payment, let’s take a look at the big picture. Unfortunately, the current economic downturn will be a reality for many months. Now is the time to strategize how best to manage this...
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Picture of young woman staring at piggy bank with word, coping, next to her.

Coping with Finances During Times of Uncertainties

We all interpret and react differently to changes. In my extended family, some people have “what to do in a disaster plan,” and others prefer to take steps one day at a time. Whatever your approach to the new challenges that we are currently facing, the financial strains that may emerge could cause...
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woman, stressed, credit cards

Making a Dent in that Debt

2019 was a year that most of us seemed to want to forget… but you know the one thing you can’t forget from last year. That debt you may have racked up. Debt, it feels like such a nasty word. For a lot of us, debt seems to follow us around like a bad habit. Debt defined is the money you owe to...
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lipsticks all red, pink colors

What's The Cost? Cheap Counterfeit Cosmetics

Cosmetics may seem like a great gift for a teen, tween, sister, wife, girlfriend or any woman in your life, but with the rise of counterfeit cosmetics, a low price for a typically high end product may end up hurting a loved one or yourself. The...
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Pick a Debt, Pay it Down! Happy New Year background of glitter and fireworks

New Year's Resolution: Pick a Debt, Pay It Down!

Happy New Year’s!  Now is the time to think about resolutions for 2020 and many people ponder which financial goal to choose. Sometimes I tend to make setting resolutions complicated and involved, and then I’m not likely to stick with the resolution. I propose, keep it simple. Pick a debt...
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Gift with words Gifting Ain't Easy

Gifting Ain’t Easy

While I give gifts all year long, this time of year I buy a lot of gifts!  The fact that my sons’ birthdays are in November and January just add to the gift buying. It only makes sense with all this gift-buying on our minds that our latest ...
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Young woman thinking of values

Reflect

As the seasons shift, now is an excellent time to pause and reflect. This past week I’ve been reflecting on how my values affect my choices, including my financial decisions. I find taking time to reflect before the holiday season (defined by me as Halloween through my sons’ birthdays in January)...
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