Endings can entail mixed emotions of happiness and sadness. Reminiscence amid endings might help people continue to be who they are as they pass from one life chapter to the next. It is important for people to savor their surroundings, friends, family, and colleagues. Taking action to savor...
Does the clutter in your house cause you stress? Is the clutter a cause for conflict with other family members? Do you want less clutter but you are too overwhelmed to begin? No one goes through life without accumulating stuff, but many of us struggle to keep up with the clutter in our lives. Over...
The last few years have seen an increase in the percentage of self-employed according to a recent report from the St. Louis Federal Reserve Bank. As of February 2022, self-employed workers made up almost 11% of employed workers in the U.S. Are you looking for an opportunity for self-employment...
According to the National Disability Institute (NDI), individuals with disabilities who are Black, Indigenous, or Latinx have 28% to 36% higher poverty rates. They are also less likely to be able to save for unexpected expenses compared to their White counterparts. This data speaks to the...
As a consumer, you have likely felt the impact of inflation on your wallet, but have you considered how inflation can affect your credit? Costs of various products have gone up, along with interest rates. According to the Consumer Financial Protection Bureau, Consumer Price Index (CPI) for used...
According to data from the Supplemental Fraud Survey (2021), an estimated 3 million American adults reported being victims of personal finance fraud during a 12-month period and lost more than $3.2 billion total. Furthermore, it is equally important to acknowledge that more than half of financial...
Did you know that 32% of U.S. households do not have enough money saved to cover a $400 emergency expense? Maybe the needs in your household are constantly changing, you and your partner don't always agree on how to spend your money, or you aren't sure how to start a savings plan; there can be many...
When I first started using credit, it was exciting and intriguing to learn how I could build and improve my credit over time. At that time, I never thought about how my personal characteristics (e.g., age, accent/nationality, race, gender, etc.) could be used against me. I became interested in fair...
When it comes to creating saving goals, we often think of big-ticket items such as saving for a down payment on a house, education, car, retirement, and emergencies. Saving for fun goals such as a vacation/travel or a concert may not always be front and center.
In this episode of Family Financial...
In a world where teens face so many challenges and opportunities, how can we help make sure they learn effective money management skills? To begin answering this question, it is essential to consider what socialization factors could influence teens’ financial knowledge.
In this episode of Family...
